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About this book

What if a pirate’s buried gold draws you out of comfort and into a rivalry of hearts?

Francis Morgan is young and wealthy, with an easy life and a name that carries a pirate’s shadow. The legend of the buccaneer Henry Morgan promises hidden gold. It pulls Francis toward a dangerous search, alongside another Henry Morgan, a man bound to him by family history.

In Hearts of Three, Jack London sends the treasure hunters through Caribbean ports and into the dense jungles of Central America. Small boats, physical hardship and narrow escapes keep the quest moving. Leoncia brings love and rivalry into the hunt, so buried riches are not the only thing that matters.

What you’ll discover

  • A pirate’s lingering shadow Follow a treasure hunt built on the old rumor of Henry Morgan’s hidden gold.
  • Comfort gives way to danger Watch Francis Morgan leave his easy life for a quest that tests him again and again.
  • Love amid the peril Meet Leoncia, whose presence turns the search for riches into a story of romantic rivalry.
  • Hot ports and dense forest Travel through Caribbean waters and Central American jungle, where the adventure brings real physical hardship.
  • A tale that keeps moving Enjoy vivid scenes, sudden arrivals and cliffhangers that give this treasure hunt its headlong pace.

Who will love it

This book is for readers who love fast adventure, buried treasure, pirate songs, lookalike heroes, and love triangles under tropical skies. If you enjoy cliffhanger chapters, you will feel at home.

What’s inside

The key ideas, in the 15-minute summary

  1. An adventure serves another man's scheme
  2. A familiar face creates new danger
  3. Loyalty begins to carry a cost
  4. Ingenuity answers a rigged trial
  5. Mercy opens another path to treasure
  6. A lost valley demands a husband
  7. Honor matters when love divides friends
  8. The pirate song holds adventures together
  9. Wealth cannot replace faithful friends

Who’s who

  • Francis MorganA wealthy, easygoing New Yorker who sails for Panama after pirate gold, and who discovers courage and loyalty he did not know he had.
  • Henry MorganFrancis's lookalike cousin, living on a Caribbean islet in canvas pants, digging for Sir Henry's treasure and wrongly accused of murder.
  • Leoncia SolanoA proud, quick tempered young woman of a hacienda family, engaged to Henry, who finds her heart pulled toward both cousins.
  • Alvarez TorresA smooth, jealous Panamanian schemer, paid by Regan to delay Francis and secretly in love with Leoncia.
  • Thomas ReganA New York stock operator called the Wolf of Wall Street, who hides a grudge against Francis's late father.
  • Mariano Vercara è HijosThe cruel and corrupt Jefe Politico of San Antonio, who loves hangings, money, and his own sense of authority.
  • The Lady Who DreamsA pale, blue eyed queen of a hidden valley, who sees visions in a golden bowl and longs to be loved.
  • Yi PoonA plump, soft spoken Chinese dealer in secrets who sells what he knows to whoever pays best.

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Hearts of Three in 25 languages, side by side, paragraph by paragraph, once the book texts are online: the way to learn a language with a book you love.

Adventure

Hearts of Three

by Jack London · 1920

Two lookalike cousins chase a pirate's gold through Panama while a Wall Street wolf hunts one of them.

Medium level5–10 hours to read20 languages

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“Back to back against the mainmast”
From the bookHearts of Three

In short

What would you do if a stranger kissed you on a jungle beach, pressed a tiny pistol into your ribs, and ordered you never to come back? That is how Francis Morgan, a rich and idle New Yorker, meets Leoncia in Hearts of Three.

Hearts of Three by Jack London, the cover

Hearts of Three at a glance

Reading time
About 7 h 15 min5 h 45 min fast, 8 h 40 min slow
Length
104,100 words
Library level
Medium longer sentences, everyday words
First published
1920by Jack London

Reading time at 238 words a minute (fast 300, slow 200). How long the classics take to read · Updated

From the 15-minute summary · Key idea 1

A rich loafer is lured toward pirate gold

The story opens in a New York mansion on Riverside Drive. Francis Morgan, heir to his father's millions, lounges in his library and worries only about getting soft. He tells nervous friends to hold on to their shares in Tampico Petroleum, a Mexican oil company that holds most of his fortune.

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15-minute summary
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Details
First published
1920
Language
English
Reading time
8 h 10 min
Level
Medium level

Cite this edition

London, Jack. Hearts of Three. Library of Alexandria, 2026, libraryofalexandria.com/products/hearts-of-three.

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What is Hearts of Three about?

A rich New Yorker named Francis Morgan travels to Panama to hunt for Sir Henry Morgan's pirate treasure. He meets a lookalike cousin and a fiery young woman, and he is drawn into chases, trials, and a lost valley.

Who is Leoncia in Hearts of Three?

Leoncia is the daughter of the Solano family, engaged to Henry Morgan. She mistakes Francis for Henry on the beach, and she then finds herself deeply drawn to both cousins.

What is the Blind Brigand's Cruel Justice?

It is a mountain court run by a blind old man in a cave. He reads a person's character by touch and pulse, and he settles hard cases with ordeals such as the Snake and the Bird.

The author

Jack London

1876–1916 · American novelist and journalist

Jack London (1876–1916) was an American author, journalist and social activist. He was born in San Francisco and lived in California. He wrote novels, short stories and essays. His novels include The Call of the Wild (1903), The Sea-Wolf (1904), White Fang (1906) and Martin Eden (1909). He died in California.

“Back to back against the mainmast”
Hearts of Three, the buccaneer song by George Sterling, sung throughout the book

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